Tredyffrin 5th Annual House Tour Historic Preservation Trust
September 10th, 2009 categories: A Realtors Life, Chester County, Fun Things To Do
5th Annual Historic House Tour -Tredyffrin Historic Preservation Trust
Saturday September 19th between 12 noon and 5pm (rain or shine). 
Mark your calendars for the annual tour of historic homes in Tredyffrin Township. The 5th Annual Historic House Tour Ticket Order Form can be used if you like to mail your check or you can order your Tour Tickets online at the Tredyffrin History website. Read the rest of this entry »
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11 Fun Things To Do Labor Day 2009 Chester County Pa
September 3rd, 2009 categories: A Realtors Life, Fun Things To Do, Lifestyle
11 Fun Things To Do Labor Day In Chester County Main Line Pa Area
I took Daisy for a walk early this morning and felt that invigorating zip in the
morning air that I just love. Heat and humidity are not my fav. Now the A/C is off and PECO is on their own for awhile.
Getting ready to celebrate Labor Day, September 7th 2009? Here’s a few fun ideas for you and your family to do to help savor the last weekend of Summer:
The Ludwig’s Corner Horse Show and Country Fair Labor Day Weekend September 5, 6 and 7 is an annual Family Tradition. $7 for Adults and $3 for Children makes this event a winner for families. Read the rest of this entry »
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Regulation Z Revised TILA Disclosure
September 2nd, 2009 categories: Financial, Home Buyers, Home Sellers
The Truth In Lending Act of 1968 (TILA 1968), also known as Regulation Z was designed to protect consumers by requiring full disclosure of all lending fees to a potential buyer prior to purchase and settlement.
How Will Amended Regulation Z Changes Affect Buyers and Sellers?
Regulation Z has recently been amended, and will apply to loan applications filed on or after July 30, 2009. It’s a law and a fairly complex one at that. I included the full amended link here.The tiny print just reminds me to get my eyes checked.
“Say What?” is a fairly common response to the question of, “How are you preparing to respond to the new provisions of Reg Z?
Highlights of Regulation Z Changes Effective July 30, 2009:
Here are the simple bare bones highlights of the Regulation Z changes. And just for fun let’s start with the “fly in the ointment” provision in item 3 below, since not all readers will bother clicking to the second page (you know who you are ;-).
- Your Lender must give you a TILA good faith estimate within 3 business days after you apply for a loan. No other fees except for a credit report can by collected by your Lender at this time.
- There is a 7 day waiting period before you can close on a property, after you receive your TILA good faith estimate, known as the “early disclosure” period.
- If the annual percentage rate (APR) changes by .125 percent, your lender is required to give you, the borrower, a new TILA Disclosure AND the Lender and the Borrower must wait an additional 3 Business Days before closing the loan. As a borrower you need to know that the Annual Percentage Rate includes other costs related to settlement, not just the interest rate. Think about that for a minute, an Read the rest of this entry »
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