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First Time Home Buyer Tax Credit 2009 Update

Still Sitting On The Fence With Your Home Ownership Dreams?

If you’ve been puzzled and sitting on the fence when it comes to your home ownership dreams firsttimehomebuyerall I can say is ouch! Now is the time to get off of the fence and take advantage of this opportunity for your potential First Time Home Buyers $8,000 Tax Credit*.

We all crave our own space, good neighbors to share a back yard barbecue with, a place for the kids, some flowers and a few tomato plants. Many of my first time home buyers can’t wait to say goodbye to “broker beige” and decorate in their favorite colors to express their personal style.

Check out my 7 Point First Time Home Buyers Quick Summary and let me know what you think? You might be looking forward to investing instead of throwing money away on rent. Our homes were never meant to be banks, but even with our current challenges in the financial and housing market, home ownership has Read the rest of this entry »

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1901 Parker Hill Lane Chester Springs Sunday Open

Sunday Open House 6/7/ and 6/14/2009 2-4pm Parkerhill Lane in Chester Springs Pa

1901 Parker Hill Lane Pa in Chester Springs, West Pikeland, Pa 19425

You’re invited to our Open House, Sunday 6/7 and 6/14/2009 from 2-4pm 1901 Parker Hill Lane Chester Springs 19425

Come visit the first Sunday Open House on June 7th and Sunday June 14th, 2009 from 2-4pm to preview this spectacular Custom Designed Home.  Experience the joy of the true Chester County Main Line Pa lifestyle in this convenient Chester Springs location. Bask in the superior quality amenities of a custom, unique architectural style home featuring dramatic yet cozy and livable spaces that will meet all of your family’s needs. Popular Downingtown East Public Schools PLUS access to sought after private schools such as the Kimberton Waldorf School and The Montgomery School. Popular Downingtown Pa, Chester Springs, Kimberton Shopping or zip into Wayne and Paoli for some favorite shops.

Highlights: First Floor Master Bedroom Suite, 6 Bedrooms, 6.2 Baths, In-Law Suite with private entrance, 4 car garage, custom pool/spa, 9ft and 10ft ceilings, palladium windows, chester county stone raised hearth fireplace and much, much more!

Directions: Route 202 to 401 West, right on Route 113, left on Horseshoe Trail, right on Parkerhill.

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1901 Parkerhill Lane Chester Springs Pa 19425

1901 Parkerhill Lane in Chester Springs Pa 19425

1901 Parkerhill Lane, Chester Springs Pa, 19425, a new Featured Listing and home for sale, is a stunning Country French Style Manor Home that combines the elegance of Philadelphia Main Line Style with an eye for Chester County Charm and quality details. This is the ideal country retreat home for you and your family, away from the hustle and bustle while just minutes to your favorite restaurants in the Philadelphia Main Line and Chester County Pa. Enjoy the following slide show or click on Virtual Tours above for more photographs of this unique property.

The pride of ownership and the finest architectural design details are featured in quality materials such as Baldwin Brass, Kohler Sinks, Granite, Marble and custom Amish Kountry Kraft Cabinetry. Discriminating buyers will appreciate the superb quality upgrades.

All your family needs have been anticipated in this gorgeous home featuring 6 Bedrooms, 2 Family Rooms, a formal Living Room and Formal Dining room, first floor Study, Gourmet Kitchen, 6 Full Baths, 2 Powder Rooms, a first floor Master Bedroom Suite, an In-Law Bedroom Suite and an attached Au-pair Suite with bedroom and full bath with a private entrance PLUS a finished, heated, 4 car garage, a gorgeous pool and spa surrounded by professional landscaping and charming exterior Porches! Read the rest of this entry »

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766 Hedges Ln Wayne Pa 19087 Open 5/3/09

You’re Invited To 766 Hedges Lane, Wayne Pa 19087  Sunday Open House 5/3/2009 2-4pm

Directions: – Route 30 West to right on Old Eagle School Road, right on Mancill Road to766 Hedges Lane Wayne Pa 19087 OH 5/3/09 first left on Hedges Lane to 766 Hedges Lane, Wayne Pa, 19087. Enjoy a quiet cul-de-sac location that’s  just minutes to the Strafford Wayne Train Station and downtown Wayne Shopping.  Sought after Tredyffrin Easttown Schools.

Featuring a spacious Cape Style Home with 5 bedrooms 3.5 baths and a first floor master bedroom suite in Tredyffrin Township. Call Judy Peterson for additional information 610-889-5509.

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New Appraisal Guidelines The Baby and The Bath Water

The Real Estate Blame Game Moves On To Appraisers

The Real Estate “Blame Game” has become our current national sport.  So far, we’ve raked the Buyers, the Realtors and the Brokers and the Mortgage Companies over the coals.  This week we’re moving on to the Appraisers and legislating the free flow of information.

As of May 1, 2009 there will be new property Appraisal guidelines but not Hear No Evil everyone agrees that we need new Appraisal guidelines as reported in the Wall Street Journal yesterday.

If it’s not the Realtors and the Broker’s fault for pricing and marketing real estate for what it would sell for, then maybe it’s the Appraisers “fault” for appraising the property according to the then existing market activity of what buyers were willing clamoring to pay for property.

Of course there is a need for some Mortgage and Lending reform and the National Association of Realtors supports the Mortgage Reform and Anti-Predatory Lending Act of 2009,  H.R. 1728. You can read  NAR President Charles McMillan’s testimony in support of Lending reforms with modification.

Under the new guidelines, Appraisers will no longer call me about one of my sold and settled listings to help them compare the features and benefits to one of their current “subject” properties. I will no longer be able to meet an Appraiser at my Sellers property to share the comparable sold’s that I used to price the property. The Mortgage Company will not be able to call the Appraiser for any reason, much less, to ask for a “rush” for a special relocating family trying to get their children into school before the start of the school year. Read the rest of this entry »

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Chester County Pa Tredyffrin Market Report March 2009

Tredyffrin Chester County Pa Real Estate First Quarter 2009 Real Estate Market Report

Our First Quarter Real Estate Market Report for Tredyffrin Township shows that theTredyffrin Real Estate Report March 2009 Median For Sale Prices dropped 2% from $479,900 in March of 2007 to $469,900 in March of 2009

The Median Under Contract Price dropped 8% from $458,000 in March of 2007 to $420,000 in March of 2009.

The Median Sold Price for Tredyffrin Township for this time period dropped 18.8% from $400,000 in March of 2007 to $325,000 at the end of the First Quarter March 2009. Read the rest of this entry »

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Chester County Main Line Home Buyers, Sellers Disconnect Financing The Fantasy

Home Ownership Dreams Fail To Pricing Fantasy

I spend my days and sometimes nights helping home buyers and home sellers with the Fantasy Housepurchase and sale of real estate.  Even though we try to make it as easy and fun as possible, it’s work for everyone, the Buyers, their Buyer Agents, Sellers and the Listing Agent. I often remind my Seller clients that every offer to purchase is a compliment paid to the home Seller by the Buyers. Of all the homes on the market, the buyer chose yours!

Are Sellers Unrealistic Prices Making It Harder For Buyers to Buy?

Yes, in my experience and the experience of my Buyers, unrealistic prices are making it harder for buyers to buy.

Today’s Better Educated Home Buyers

The Consumers Guide To The Agreement of Sale that I provide free as a service to all of my Buyer Agent Clients, is a 35 page guide that gives a thorough review of each of the Agreement of Sale Clauses and choices about Home Inspection, Financing, inclusions, exclusions and the Sellers Disclosure Form that’s part of structuring an offer to purchase, or there should be. Read the rest of this entry »

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Home Ownership Tax Benefits

The National Association of Realtors® (NAR) is working to protect the threatened Mortgage Interest Deduction for homeowners as reported in their AprilMortgage Interest Deduction Issue of On The Hill. When it comes to tax deductions, every little bit helps beleaguered home owners.

By now, everyone’s heard about the 2009 First Time Home Buyers Tax Credit (Form available here), one of the 10 key features of the 2009 American Recovery and Reinvestment Act.

But, even if your not a First Time Home Buyer and if you are a home owner in Chester County or the Main Line Pa area who has recently purchased or sold a home, don’t forget to ask your Accountant about some of the benefits of home ownership that Uncle Sam traditionally offers to encourage home ownership.

There could be some tax benefit questions for you to ask about right on your HUD1 Settlement Sheet.  So be sure to provide your HUD 1 Settlement statement to your tax professional and ask about the following: Read the rest of this entry »

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Wayne Tredyffrin Homes Sunday Open 3/22/09

766 Hedges Lane, Wayne, Pa 19087 Tredyffrin Township Sunday Open House 2-4pm

Are you a home buyer looking for Wayne Tredyffrin Easttown homes for sale? Come visit 766 Hedges Lane766 Hedges Lane Wayne Tredyffrin Pa, Wayne Pa today Sunday 3/22/09 Open House from 2-4pm. Wonderful Cape Style Home features 5 bedrooms and 3.5 baths. Need an In-Law or AuPair Suite? Rare first floor Master Bedroom Suite plus two bedrooms and baths on the first floor PLUS 2 very spacious bedrooms and bath on the second floor, formal living room and dining room, country eat-in kitchen,  and family room. A must see Wayne, 19087 Tredyffrin home for sale in a private, end of cul-de-sac location within minutes to the Strafford Wayne Train Read the rest of this entry »

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Chester County Real Estate~Comparable Sold Property

Chester County Real Estate Comparable “Sold” Properties

Comparable sold properties are the “bread and butter” of successful buying and sellingcomparable-solds homes in Chester County and the Main Line Pa area, or anywhere else. Get it wrong and your real estate bread is likely to wind up butter side down!

Why do Realtors® talk about Comps, Comparables, House Values, Comparative Market Analysis, CMA’s? What the heck is a Comparable anyway?

10 Comparable “Price The House Right” Success Tips:

  1. *same style home (2 story Colonial, Split Level, Cape Style, Ranch Style, Contemporary Style, French Style, Bi-level Style, town home, condos)
  2. *same number of bedrooms and baths
  3. *same interior square footage
  4. *same size lot and similar location
  5. *same condition of amenities
  6. *same neighborhood, township
  7. *garage or not
  8. *central air or not
  9. *same school system
  10. *same age

Comparable means, similar or substantially the same. Since no house or real Read the rest of this entry »

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