Home Buyer Tax Credit Done When Obama Signs
November 5th, 2009 categories: Financial, First Time Home Buyers, Home Buyers, Home Sellers
Expanded Home Buyers Tax Credit Voted Up By Senate and House Today
Just today the United States House of Representatives voted 403-12 to extend and expand the Home Buyers Tax Credit.
The National Association of Realtors has provided this helpful document summarizing the details of the new Home Buyers Tax Credit.
Following the 48-0 vote by the United States Senate yesterday, and remembering our civics lessons, the Home Buyer Tax Credit will become law effective on the date that President Obama signs the bill. Read the rest of this entry »
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First Time Home Buyer Tax Credit Cliff Hanger
October 30th, 2009 categories: Financial, First Time Home Buyers, Home Buyers, Home Sellers, Market Trends
First Time Home Buyer Credit Cliff Hanger . . . To Be Continued!
The Senate is working on approving The First Time Home Buyer Tax Credit Extension. Part of the proposal is to Expand The Home Buyers Credit for existing home sellers/home buyers but so far there is no Senate Vote. Possibly next week there may be a vote ready to go to the House and from there who knows?
From Soap Operas like Days of Our Lives (”tune in tomorrow for the next exciting episode”), to Dallas, we’re drawn to cliff hangers. Who didn’t tune in to find out, Who Shot JR? Read the rest of this entry »
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First Time Home Buyer Tax Credit 2009 Update
July 9th, 2009 categories: Chester County, Financial, First Time Home Buyers, Home Buyers
Still Sitting On The Fence With Your Home Ownership Dreams?
If you’ve been puzzled and sitting on the fence when it comes to your home ownership dreams 
all I can say is ouch! Now is the time to get off of the fence and take advantage of this opportunity for your potential First Time Home Buyers $8,000 Tax Credit*.
We all crave our own space, good neighbors to share a back yard barbecue with, a place for the kids, some flowers and a few tomato plants. Many of my first time home buyers can’t wait to say goodbye to “broker beige” and decorate in their favorite colors to express their personal style.
Check out my 7 Point First Time Home Buyers Quick Summary and let me know what you think? You might be looking forward to investing instead of throwing money away on rent. Our homes were never meant to be banks, but even with our current challenges in the financial and housing market, home ownership has Read the rest of this entry »
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Chester County Main Line Home Buyers, Sellers Disconnect Financing The Fantasy
April 7th, 2009 categories: Chester County, Financial, First Time Home Buyers, Home Buyers
Home Ownership Dreams Fail To Pricing Fantasy
I spend my days and sometimes nights helping home buyers and home sellers with the 
purchase and sale of real estate. Even though we try to make it as easy and fun as possible, it’s work for everyone, the Buyers, their Buyer Agents, Sellers and the Listing Agent. I often remind my Seller clients that every offer to purchase is a compliment paid to the home Seller by the Buyers. Of all the homes on the market, the buyer chose yours!
Are Sellers Unrealistic Prices Making It Harder For Buyers to Buy?
Yes, in my experience and the experience of my Buyers, unrealistic prices are making it harder for buyers to buy.
Today’s Better Educated Home Buyers
The Consumers Guide To The Agreement of Sale that I provide free as a service to all of my Buyer Agent Clients, is a 35 page guide that gives a thorough review of each of the Agreement of Sale Clauses and choices about Home Inspection, Financing, inclusions, exclusions and the Sellers Disclosure Form that’s part of structuring an offer to purchase, or there should be. Read the rest of this entry »
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Home Ownership Tax Benefits
April 6th, 2009 categories: Financial, First Time Home Buyers, Home Buyers, Home Sellers
The National Association of Realtors® (NAR) is working to protect the threatened Mortgage Interest Deduction for homeowners as reported in their April
Issue of On The Hill. When it comes to tax deductions, every little bit helps beleaguered home owners.
By now, everyone’s heard about the 2009 First Time Home Buyers Tax Credit (Form available here), one of the 10 key features of the 2009 American Recovery and Reinvestment Act.
But, even if your not a First Time Home Buyer and if you are a home owner in Chester County or the Main Line Pa area who has recently purchased or sold a home, don’t forget to ask your Accountant about some of the benefits of home ownership that Uncle Sam traditionally offers to encourage home ownership.
There could be some tax benefit questions for you to ask about right on your HUD1 Settlement Sheet. So be sure to provide your HUD 1 Settlement statement to your tax professional and ask about the following: Read the rest of this entry »
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432 Sharon Drive Wayne Sunday Open 3/1/09
February 24th, 2009 categories: First Time Home Buyers, Home Buyers, Open House
432 Sharon Drive in Wayne, Pa, Upper Merion Township
We’re having a Sunday Open House at 432 Sharon Drive, Wayne Pa 19087, Upper Merion 
Township, Sunday, March 1, 2009 from 2-4pm. Come visit this charming Ranch Style home. Sharon Drive offers easy one floor living in a wonderful neighborhood, next to Roberts Elementary School, and close to King of Prussia Mall Shopping and nearby commuting from the Wayne Strafford Train Station. An upgraded kitchen, upgraded baths and all new windows are just a few features that make this a best buy for First Time Home Buyers or Downsizing Home Buyers at an offering Price of $329,000. No Condo Fees. Best location for commuting to Center City, King of Prussia, Wayne, Main Line Pa area! Better than a town home! Have questions? Call Judy Peterson Prudential Fox and Roach Realtors 610-889-5509.
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First Time Home Buyer Tax Credit 2009
February 16th, 2009 categories: Financial, First Time Home Buyers, Home Buyers, Market Trends
American Recovery and Reinvestment Act of 2009
After all of the confusing housing information that’s been circulating as both the House and the Senate have struggled with how to stimulate the Housing Industry into growth, we now have the agreed on House and Senate Bill going to President Obama’s Desk this week for signature.
Following are some of the details of H.R. 1, the American Recovery and Reinvestment Act of 2009 that we’ll all need to embrace and work with. This Summary Chart from NAR provides the high points (pdf file) Read the rest of this entry »
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First Time Home Buyer What Should I Ask For?
January 2nd, 2009 categories: A Realtors Life, First Time Home Buyers
What should I ask for in my offer to buy a house?
It’s a simple question. Deceptively simple. But almost always asked by First Time Home Buyers here in Chester County, Delaware County and Montgomery County.
And truth be known, there’s many a tale to tell. Some not very pretty and some could be a sitcom. But here’s the, ” What should I ask for?” Inclusion Exclusion basics:
Negotiating For Your First Home
My answer often begins with, “It depends” followed by more questions:
- how strong is the home Buyer’s offer?
- price
- terms
- financing contingencies
There’s an old saying in real estate when you’re negotiating. You either get the “price” or you get the “terms”. Not usually both. But sometimes you can get both. So what are inclusions and exclusions. How does negotiating work? Read the rest of this entry »
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Tredyffrin PA – Puzzled By The Real Estate Market
December 3rd, 2008 categories: Chester County, First Time Home Buyers, Market Trends
Tredyffrin, Chester County Pennsylvania Real Estate Market Report
We’re puzzled in Tredyffrin Township Chester County.
From what I hear at my Open Houses, you’re puzzled about our real estate market and how it compares to other real estate markets in the news and around the country.
Tredyffrin Township, like much of the Philadelphia Suburban Real Estate Market, just doesn’t quite fit the popular real estate market mold that’s frequently commented on in the news these days. Fortunately for us, we haven’t experienced the carnage of other real estate markets.
Confidence Crises or Reality Crises?
So, we’re Waiting and Waiting – Who knows what we’re waiting for?
Maybe we’re waiting for the stroke of a pen in January. Some people say that they’re waiting for the “bottom of the market”. Read the rest of this entry »
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7 Super Money Saver Tips For First Time Home Buyers
November 30th, 2008 categories: First Time Home Buyers, Home Buyers
Save, Save, Save
The very first thing you want to be doing, when your goal is to be a first time home owner, is to be saving in as many ways as you can find. Check out 100 Tips For Saving from The Simple Dollar or some of the 75 Money Saving Tips From Dough Roller.
You could adjust your lifestyle from eating out three times a week to cooking at home, buy less prepared food, cut out the junk food, take your own coffee in a thermos cup, brown bag your lunch. For a working couple just taking your own lunch could easily save thousands a year. Saving more is increasingly practical advice for each of us.
Souper Savings From The Pot To The Bank
In honor of Thanksgiving, here’s my Mom’s Turkey Soup Recipe. Like all great cooks, she had the creative instincts to add a magical “pinch of this and that”.
Beg, borrow and save those bones. In my growing up years, everything went in the soup pot. That’s a tradition I love. Home made soup is more nutritious. You’ll feel good when you come home to an easy dinner, knowing the savings brings you one step closer to your dream home. Try making your own bread. It’s fun, cheap and incredibly easy. Takes no more than 6 or 7 ingredients and none of them requires a chemistry degree to pronounce.
7 Super Money Saver Tips For First Time Home Buyers
1. First, hire a Realtor who is an Accredited Buyer Agent to represent only you and your best Read the rest of this entry »
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