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Center, 431 W Lancaster Avenue
Devon, PA 19333
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Chesterbrook TownHome Tredyffrin Market Update



First Time Condo Home Buyers/Investors Find Good Choices

TredyffrinCondoDOMJune09Town Homes and Condos offer some good choices for First Time Home Buyers, Seniors downsizing and Investors because of the attractive lifestyle. The Community of Chesterbrook in Wayne 19087 Tredyffrin Township PA is one of Chester County’s most popular Town home and Condo locations. Read the rest of this entry »

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Home Ownership Tax Benefits



The National Association of Realtors® (NAR) is working to protect the threatened Mortgage Interest Deduction for homeowners as reported in their AprilMortgage Interest Deduction Issue of On The Hill. When it comes to tax deductions, every little bit helps beleaguered home owners.

By now, everyone’s heard about the 2009 First Time Home Buyers Tax Credit (Form available here), one of the 10 key features of the 2009 American Recovery and Reinvestment Act.

But, even if your not a First Time Home Buyer and if you are a home owner in Chester County or the Main Line Pa area who has recently purchased or sold a home, don’t forget to ask your Accountant about some of the benefits of home ownership that Uncle Sam traditionally offers to encourage home ownership.

There could be some tax benefit questions for you to ask about right on your HUD1 Settlement Sheet.  So be sure to provide your HUD 1 Settlement statement to your tax professional and ask about the following: Read the rest of this entry »

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First Time Home Buyer Tax Credit 2009



American Recovery and Reinvestment Act of 2009

After all of the confusing housing information that’s been circulating as both the House and the Senate have struggled with how to stimulate the Housing Industry into growth, we now have the agreed on House and Senate Bill going to President Obama’s Desk this week for signature.

Following are some of the details of H.R. 1, the American Recovery and Reinvestment Act of 2009 that we’ll all need to embrace and work with. This Summary Chart from NAR provides the high points (pdf file) Read the rest of this entry »

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Chesterbrook Townhomes Sold-2008 Market Report



Chesterbrook Homes Sold January 2009Many Chesterbrook Townhomes  and Condos  Sold in 2008 Tredyffrin, Chester County Pa in the past year.

Have you heard anyone say about Real Estate that, “nothing’s selling”? Well that’s a common myth these days. Throughout Chester County, and Tredyffrin Township, the perception has been that selling a home in this market is all but impossible. But the truth is that there were actually 98 Townhomes and Condos that sold in Chesterbrook between January 2008 and January 2009.*

And there were another 6 townhomes and condos that settled in January 2009.

8 Chesterbrook Townhomes sold in just this past December 2008. The townhome and condo market seems to be picking up. The average days on the market was 47 Days. In part, townhomes and condos are the perfect home choice for first time buyers and downsizing buyers.

The Community of Chesterbrook offers a lifestyle with great appeal to both first time buyers and downsizing buyers. Read the rest of this entry »

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First Time Home Buyer What Should I Ask For?



What should I ask for in my offer to buy a house?

It’s a simple question. Deceptively simple. But almost always asked by First Time Home Buyers here in Chester County, Delaware County and Montgomery County.First Time Buyers Ask And truth be known, there’s many a tale to tell. Some not very pretty and some could be a sitcom. But here’s the, ” What should I ask for?” Inclusion Exclusion basics:

Negotiating For Your First Home

My answer often begins with, “It depends” followed by more questions:

There’s an old saying in real estate when you’re negotiating. You either get the “price” or you get the “terms”. Not usually both. But sometimes you can get both. So what are inclusions and exclusions. How does negotiating work? Read the rest of this entry »

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7 Super Money Saver Tips For First Time Home Buyers



Save, Save, Save

The very first thing you want to be doing, when your goal is to be a first time home owner, is to be saving in as many ways as you can find. Check out 100 Tips For Saving from The Simple Dollar or some of the 75 Money Saving Tips From Dough Roller.

You could adjust your lifestyle from eating out three times a week to cooking at home, buy less prepared food, cut out the junk food, take your own coffee in a thermos cup, brown bag your lunch.  For a working couple just taking your own lunch could easily save thousands a year.  Saving more is increasingly practical advice for each of us.

Souper Savings From The Pot To The BankFirst Time Buyers Save

In honor of Thanksgiving, here’s my Mom’s Turkey Soup Recipe. Like all great cooks, she had the creative instincts to add a magical “pinch of this and that”.

Beg, borrow and save those bones. In my growing up years, everything went in the soup pot. That’s a tradition I love. Home made soup is more nutritious. You’ll feel good when you come home to an easy dinner, knowing the savings brings you one step closer to your dream home. Try making your own bread. It’s fun, cheap and incredibly easy. Takes no more than 6 or 7 ingredients and none of them requires a chemistry degree to pronounce.

7 Super Money Saver Tips For First Time Home Buyers

1. First, hire a Realtor who is an Accredited Buyer Agent to represent only you and your best Read the rest of this entry »

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First Time Home Buyers Begin At The Beginning



Where Should A First Time Home Buyer Begin?

A First Time Home Buyer Who Dares To Be Different

First Time Home Buyer BeginningA good place to begin is at the beginning.

Did you know that most first time home buyers do not begin at the beginning? They usually start in the middle by looking for a home, falling in love, then scrambling to make it work, sometimes with unnecessary disappointment or heart break. We can always find another wonderful home for you. Dare to be different and begin at the beginning by asking yourself some tough questions about your lifestyle, your finances and your motivation to be a home owner.

Should Everyone Be a Home Owner?

Should everyone be a home owner? Or, are there times when it might be best to stay on the Home Buying sidelines and rent? It’s a good beginning question to ask. Read the rest of this entry »

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First Time Home Buyers Get Their Ducks In A Row



First Time Home Buyers Succeed With Planning and Preparation

Our First Time Home Buyers Series will begin at the beginning with adviceFirst Time Home Buyers Series - Get Your Ducks In A Row to help you get your real estate ducks in a row.

A Real Estate “Buyers” Market

Anytime that you have more than 6 months of inventory backing up, you have a Buyers Market. And some would say, “it’s about time!”

Happily for Buyers, gone are the “escalation” clauses for the Agreement of Sale price and the anxiety producing multiple offers-“pick me, pick me” (although I’ve heard of a few on some “hot” properties).

Sellers Love, Love, Love First Time Buyers!

Why? Because First Time Home Buyers don’t have a house to sell, which eliminates a major contingency. Read the rest of this entry »

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7 Real Estate Buyer Agent Safeguards



Is Your Agent An Accredited Buyer Agent?

A Buyer Agency Contract Agreement signed between an Accredited Buyer AgentJudy Peterson Accredited Buyer Agent 100% Satisfaction Guarantee licensed Realtor® (ABR), and you as the Buyer Client, offers the most protection for any real estate home buyer. Every one of my Buyer Clients gets my 100% Home Buying Satisfaction Guarantee.

Who Represents the Home Buyer?

In fact, a Buyer who decides to go it alone without a signed Buyer Agency Contract, is at great risk. Without a written Buyer Agency Contract relationship with your Realtor®, you have NO ONE representing you and your best interests in the real estate transaction. In Pennsylvania, you are considered only a “customer” without “Client” status protection, if you do not have a signed Buyer Agency Read the rest of this entry »

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First Time Home Buyers Tax Credit~Good News For Buyers



First Time Home Buyers Tax Credit-Housing and Economic Recovery Act of 2008~Helps Main Line Chester County Buyers

Photo Friday San Diego Sea World-First Time Buyers Tax CreditThe President signed the Housing and Economic Recovery Act of 2008 on July 30, 2008, reference H.R. 3221.  The House Vote was 272-152 and the Senate Vote was 72-13 according the National Association of Realtors®.  We’re combining this refreshing Summertime news for First Time Home Buyers with our Photo Friday selection from my trip to San Diego.

Puzzled About The First Time Home Buyers Credit? Read the rest of this entry »

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